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Becoming A Responsible Homeowner

Do you remember the day that you first walked through your home? As you discovered one room after another, you probably started mentally planning out your furniture arrangement. Unfortunately, most people have a tendency to get in over their heads financially when they buy their first place. After you move in, you might be more worried about making your formal living room incredible than you are about saving up for that damaged furnace. However, over time, you will learn how to be a responsible homeowner, especially if you heed advice from others. Read through my website and learn more about home ownership, so that you can confidently address future issues.

9 Ways To Raise Funds For Your Small Business

Posted on March 3, 2015

When you own a small business and need to expand, chances are you need to borrow money. Sourcing those funds can be tricky. You no longer have a typical weekly paycheck and a secure job to show the bank. In fact, you might be re-investing all your profits and have nothing in your bank account to show for all your hard work yet. There are options for you, though. 1. Micro Loan: The hottest term in lending these days is micro loan. [Read More]

Five Tools And Services You Need To Know About If You Are "Unbanked"

Posted on February 4, 2015

Nearly 10 million households in the United States are unbanked, meaning that none of the adults in the house have bank accounts. The reasons for not having an account vary from job loss to dissatisfaction with high bank fees. If you are part of the unbanked for any reason, there are a range of services that you can use in lieu of traditional bank account services. Here are five you should know about:   [Read More]

5 Ways To Meet Your Short-Term Emergency Money Needs

Posted on January 21, 2015

Emergencies don't wait until you have plenty of money in the bank to occur. They always seem to hit when you are down to your last dollar, and it can be pretty stressful when they happen. If you have an unexpected emergency and need a short-term solution to your problem, consider these five solutions.  Ask your bank for an overdraft loan Many banks offer customers the chance to set up an overdraft line of credit, or overdraft loan, to cover unexpected expenses that might otherwise make your bank account become overdrawn. [Read More]

3 Tax Time Tips For First-Year Freelancers

Posted on January 8, 2015

Your first tax season as a self-employed freelancer can come as a shock, especially if you've grown used to simply handing your W-2s over to a tax preparation service. Don't worry, though – you can do this. If you've managed to make money as a self-employed worker, you've already proven that you can accomplish what many people can't – this is just one more thing you'll learn how to handle. If you get stuck, visiting a professional accountant is always a good idea. [Read More]