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Becoming A Responsible Homeowner

Do you remember the day that you first walked through your home? As you discovered one room after another, you probably started mentally planning out your furniture arrangement. Unfortunately, most people have a tendency to get in over their heads financially when they buy their first place. After you move in, you might be more worried about making your formal living room incredible than you are about saving up for that damaged furnace. However, over time, you will learn how to be a responsible homeowner, especially if you heed advice from others. Read through my website and learn more about home ownership, so that you can confidently address future issues.

3 Types Of Bankruptcy You Can File As A Business

Posted on June 13, 2019

If things are not working out for your business and your business is failing from a financial perspective, you can file for bankruptcy. When you file for bankruptcy, you are going to want to make sure you know the specific type of bankruptcy you need to file for based on the structure of your business.   Option #1: Chapter 7 Business Bankruptcy Corporations, partnerships, and sole proprietorships can all file for Chapter 7, also known as business bankruptcy or liquidation. [Read More]

What To Know About Bail Bond Property Liens

Posted on March 15, 2019

If a loved one needs help to get out of jail, you might be asked to arrange for bail. In most cases, you must use a bail bonding agent due to the high cost of paying the full bail. Bail bonds can be had for a small percentage of the bail required by the court, but in some cases, you must supplement that premium with more. Read on to find out more about what it means to put a home up as collateral for a bail bond. [Read More]

Are Financially Qualified For Homeownership?

Posted on January 14, 2019

When it comes to being approved for a mortgage, there are two problems that crop up time and time again. People that run into financial hard times often end up having a bankruptcy somewhere down the line. Along with a bankruptcy might come a low credit score. As you might imagine, financial chaos can stimulate a chain-reaction of negative events that seem to conspire to keep you from owning your own home. [Read More]

The Pros & Cons of Including Some Gold in Your IRA

Posted on November 26, 2018

When it comes to your IRA, diversity is the key. Some people interpret that to mean they should invest in a variety of stocks and bonds, while others prefer to invest in a diverse set of assets—such as real estate, stocks, and metals. If you fall into the latter group, you might be wondering if gold is a good addition to your IRA portfolio. As with all investment questions, the answer is highly dependent on your situation. [Read More]