If you are considering applying for a personal loan, then you have likely heard that approval of a loan depends on the three Cs of credit. Unfortunately, depending on who you ask, these three Cs can stand for different things. Forbes.com claims the three c's are Credit, Cash Flow, and Collateral, while cnbc.com claims that they are Credit, Capacity, and Collateral, and practicalmoneyskills.com claims they are Character, Capital, and Capacity. With all of the Cs floating around, it can be difficult to understand what a personal loan lender is going to look for when they give you a loan. [Read More]
2 Methods To Repay Your Mortgage Faster: Which Should You Choose?
If you currently have a mortgage and would like to repay it faster than what you are scheduled to, you have options. Paying off a mortgage early is a great way to become debt-free faster, and it will help you save a lot of money in interest. There are many ways to do this, but here are two different methods you could consider that will help you repay your mortgage in less time. [Read More]
4 Situations Where Taking Out A Payday Loan Is A Good Choice
You might be hesitant to take out a payday loan due to certain stigmas that surround these loans, however, there are many different situations in which taking out a payday loan makes perfect sense. Payday loans can be a lifesaver, and they aren't any more risky than any other loans as long as you stay vigilant about re-paying the loan back on time. Here are a few situations where taking out a payday loan makes perfect sense. [Read More]
Can't Remember What Happened After Being Pulled Over For A DUI? Here's A Refresher
Sometimes, people take chances and drink and drive repeatedly because they've never been pulled over before. Then, when they see the flashing lights behind them after a night out on the town, they feel their world come crumbling down. After all those times getting away with it, they may feel like it's finally time to pay the piper… so they plead guilty at their arraignment, post bail and wait for the hearing for their sentencing. [Read More]