About Me
Do you remember the day that you first walked through your home? As you discovered one room after another, you probably started mentally planning out your furniture arrangement. Unfortunately, most people have a tendency to get in over their heads financially when they buy their first place. After you move in, you might be more worried about making your formal living room incredible than you are about saving up for that damaged furnace. However, over time, you will learn how to be a responsible homeowner, especially if you heed advice from others. Read through my website and learn more about home ownership, so that you can confidently address future issues.
Posts
4 Tips for Getting Approved for a Commercial Construction Loan
If you are hoping to build a commercial building for your business, then you might need to take out a commercial construction loan in order to fund the project. If you are concerned about getting approved for the loan, you might find that these tips can help.
1. Work on Your Personal Credit
For one thing, unless you have well-established credit for your business, you might be required to provide your own information to guarantee the loan.
Moving To A New State? 4 Ways It May Affect Your Taxes
Moving to a new state involves a lot of planning and change. One area that many people don't give a lot of attention to is how it will affect their taxes. To help you enjoy a more financially successful move, here are 4 ways your taxes will change both now and in the future.
Tax Rates. Each state has its own state tax laws and rates. You would do well to look up the relevant rates at the state's department of taxation and compare them with your current state's rates.
4 Ways to Save Money on Your Taxes Before the Year Wraps Up
If you know that you are going to be facing a tax bill when you sit down to do your taxes next year, there are a few proactive steps you can take right now that will help you lower your tax bill. You need to act fast though so you can lower your tax bill before the end of the year.
#1 Make an Extra Payment on Your House
If you have a mortgage, one way you can save money on your taxes is by putting more money into your home.
Going On A Vacation You Can't Afford? Invest In Gold To Fund It
Vacations are a great way for a family to unwind after a difficult year or before sending the kids back to school. Unfortunately, they can also be an expensive burden for many people. Learning how to read the gold market can help you buy and sell gold and fund your family vacation.
Vacations Can Be Costly
When a family decides to go on a vacation during the summer, they are going to be investing a lot of money.
Three Things You Need To Know About Federal Bail Bonds
While bail bonds for federal cases are generally handled the same way as bonds for state cases, there are some key differences between the two. Here are three things you must know about federal bail bonds to ensure you are properly prepared to post bail for yourself or your loved one.
Funds Must Be Verified
If the case involves drug trafficking, embezzlement, monetary theft, or any crime where the defendant acquired cash (or had the potential to), the federal judge will typically order a Nebbia hold.
How To Apply The Many C's Of Credit To Get A Personal Loan
If you are considering applying for a personal loan, then you have likely heard that approval of a loan depends on the three Cs of credit. Unfortunately, depending on who you ask, these three Cs can stand for different things. Forbes.com claims the three c's are Credit, Cash Flow, and Collateral, while cnbc.com claims that they are Credit, Capacity, and Collateral, and practicalmoneyskills.com claims they are Character, Capital, and Capacity. With all of the Cs floating around, it can be difficult to understand what a personal loan lender is going to look for when they give you a loan.
2 Methods To Repay Your Mortgage Faster: Which Should You Choose?
If you currently have a mortgage and would like to repay it faster than what you are scheduled to, you have options. Paying off a mortgage early is a great way to become debt-free faster, and it will help you save a lot of money in interest. There are many ways to do this, but here are two different methods you could consider that will help you repay your mortgage in less time.
4 Situations Where Taking Out A Payday Loan Is A Good Choice
You might be hesitant to take out a payday loan due to certain stigmas that surround these loans, however, there are many different situations in which taking out a payday loan makes perfect sense. Payday loans can be a lifesaver, and they aren't any more risky than any other loans as long as you stay vigilant about re-paying the loan back on time. Here are a few situations where taking out a payday loan makes perfect sense.
Can't Remember What Happened After Being Pulled Over For A DUI? Here's A Refresher
Sometimes, people take chances and drink and drive repeatedly because they've never been pulled over before. Then, when they see the flashing lights behind them after a night out on the town, they feel their world come crumbling down. After all those times getting away with it, they may feel like it's finally time to pay the piper… so they plead guilty at their arraignment, post bail and wait for the hearing for their sentencing.
Novice Coin Enthusiasts: Spice Up Your Coin Collection, Buffalo-Style
Are you new to coin collecting and looking to spice up your game on sites like http://www.rmcoin.com a little bit? If so, it's time to take a few minutes to check out this sizzling advice. American Buffalo coins come in various metals and denominations, but they all feature the same James Earle Frazier-designed images. Each American Buffalo coin portrays the detailed head of a Native American man on one side and the full side-view of an American Buffalo on the other.