finance--money

How To Apply The Many C's Of Credit To Get A Personal Loan

If you are considering applying for a personal loan, then you have likely heard that approval of a loan depends on the three Cs of credit. Unfortunately, depending on who you ask, these three Cs can stand for different things. Forbes.com claims the three c's are Credit, Cash Flow, and Collateral, while cnbc.com claims that they are Credit, Capacity, and Collateral, and practicalmoneyskills.com claims they are Character, Capital, and Capacity. With all of the Cs floating around, it can be difficult to understand what a personal loan lender is going to look for when they give you a loan.

2 Methods To Repay Your Mortgage Faster: Which Should You Choose?

If you currently have a mortgage and would like to repay it faster than what you are scheduled to, you have options. Paying off a mortgage early is a great way to become debt-free faster, and it will help you save a lot of money in interest. There are many ways to do this, but here are two different methods you could consider that will help you repay your mortgage in less time.

Can't Remember What Happened After Being Pulled Over For A DUI? Here's A Refresher

Sometimes, people take chances and drink and drive repeatedly because they've never been pulled over before. Then, when they see the flashing lights behind them after a night out on the town, they feel their world come crumbling down. After all those times getting away with it, they may feel like it's finally time to pay the piper… so they plead guilty at their arraignment, post bail and wait for the hearing for their sentencing.

Novice Coin Enthusiasts: Spice Up Your Coin Collection, Buffalo-Style

Are you new to coin collecting and looking to spice up your game on sites like http://www.rmcoin.com a little bit? If so, it's time to take a few minutes to check out this sizzling advice. American Buffalo coins come in various metals and denominations, but they all feature the same James Earle Frazier-designed images. Each American Buffalo coin portrays the detailed head of a Native American man on one side and the full side-view of an American Buffalo on the other.

Tips For Using A Payday Advance To Solve A Financial Crises

The short term loan known as the payday advance, or the payday loan, is often maligned by people in the financial industry. This is due in some part to the way that a few payday lenders market their business, but mostly it is due to a lack of understanding regarding the actual loan process and purpose. Payday loans have often been used as a quick way to have money before payday, especially when there is an emergency situation.

9 Ways To Raise Funds For Your Small Business

When you own a small business and need to expand, chances are you need to borrow money. Sourcing those funds can be tricky. You no longer have a typical weekly paycheck and a secure job to show the bank. In fact, you might be re-investing all your profits and have nothing in your bank account to show for all your hard work yet. There are options for you, though. 1. Micro Loan: The hottest term in lending these days is micro loan.

Five Tools And Services You Need To Know About If You Are "Unbanked"

Nearly 10 million households in the United States are unbanked, meaning that none of the adults in the house have bank accounts. The reasons for not having an account vary from job loss to dissatisfaction with high bank fees. If you are part of the unbanked for any reason, there are a range of services that you can use in lieu of traditional bank account services. Here are five you should know about:  

5 Ways To Meet Your Short-Term Emergency Money Needs

Emergencies don't wait until you have plenty of money in the bank to occur. They always seem to hit when you are down to your last dollar, and it can be pretty stressful when they happen. If you have an unexpected emergency and need a short-term solution to your problem, consider these five solutions.  Ask your bank for an overdraft loan Many banks offer customers the chance to set up an overdraft line of credit, or overdraft loan, to cover unexpected expenses that might otherwise make your bank account become overdrawn.