finance--money

Transitioning To A Career As A Payroll Professional

Being employed as a payroll professional can allow individuals to pursue rewarding and stable careers. However, these positions may not be as glamorous as some of the other positions individuals can help in companies, and this may lead to talented workers neglecting this option. What Role Do Certified Payroll Professionals Serve? Issuing payments to workers and independent contractors is one of the most important tasks that a business will have to meet.

3 Types Of Bankruptcy You Can File As A Business

If things are not working out for your business and your business is failing from a financial perspective, you can file for bankruptcy. When you file for bankruptcy, you are going to want to make sure you know the specific type of bankruptcy you need to file for based on the structure of your business.   Option #1: Chapter 7 Business Bankruptcy Corporations, partnerships, and sole proprietorships can all file for Chapter 7, also known as business bankruptcy or liquidation.

What To Know About Bail Bond Property Liens

If a loved one needs help to get out of jail, you might be asked to arrange for bail. In most cases, you must use a bail bonding agent due to the high cost of paying the full bail. Bail bonds can be had for a small percentage of the bail required by the court, but in some cases, you must supplement that premium with more. Read on to find out more about what it means to put a home up as collateral for a bail bond.

Are Financially Qualified For Homeownership?

When it comes to being approved for a mortgage, there are two problems that crop up time and time again. People that run into financial hard times often end up having a bankruptcy somewhere down the line. Along with a bankruptcy might come a low credit score. As you might imagine, financial chaos can stimulate a chain-reaction of negative events that seem to conspire to keep you from owning your own home.

The Pros & Cons of Including Some Gold in Your IRA

When it comes to your IRA, diversity is the key. Some people interpret that to mean they should invest in a variety of stocks and bonds, while others prefer to invest in a diverse set of assets—such as real estate, stocks, and metals. If you fall into the latter group, you might be wondering if gold is a good addition to your IRA portfolio. As with all investment questions, the answer is highly dependent on your situation.

4 Tips for Getting Approved for a Commercial Construction Loan

If you are hoping to build a commercial building for your business, then you might need to take out a commercial construction loan in order to fund the project. If you are concerned about getting approved for the loan, you might find that these tips can help. 1. Work on Your Personal Credit For one thing, unless you have well-established credit for your business, you might be required to provide your own information to guarantee the loan.

4 Ways to Save Money on Your Taxes Before the Year Wraps Up

If you know that you are going to be facing a tax bill when you sit down to do your taxes next year, there are a few proactive steps you can take right now that will help you lower your tax bill. You need to act fast though so you can lower your tax bill before the end of the year. #1 Make an Extra Payment on Your House If you have a mortgage, one way you can save money on your taxes is by putting more money into your home.

Going On A Vacation You Can't Afford? Invest In Gold To Fund It

Vacations are a great way for a family to unwind after a difficult year or before sending the kids back to school. Unfortunately, they can also be an expensive burden for many people. Learning how to read the gold market can help you buy and sell gold and fund your family vacation. Vacations Can Be Costly When a family decides to go on a vacation during the summer, they are going to be investing a lot of money.

Three Things You Need To Know About Federal Bail Bonds

While bail bonds for federal cases are generally handled the same way as bonds for state cases, there are some key differences between the two. Here are three things you must know about federal bail bonds to ensure you are properly prepared to post bail for yourself or your loved one. Funds Must Be Verified If the case involves drug trafficking, embezzlement, monetary theft, or any crime where the defendant acquired cash (or had the potential to), the federal judge will typically order a Nebbia hold.

How To Apply The Many C's Of Credit To Get A Personal Loan

If you are considering applying for a personal loan, then you have likely heard that approval of a loan depends on the three Cs of credit. Unfortunately, depending on who you ask, these three Cs can stand for different things. Forbes.com claims the three c's are Credit, Cash Flow, and Collateral, while cnbc.com claims that they are Credit, Capacity, and Collateral, and practicalmoneyskills.com claims they are Character, Capital, and Capacity. With all of the Cs floating around, it can be difficult to understand what a personal loan lender is going to look for when they give you a loan.